403 E High Street Warsaw, KY 41095
4
Bed
4
Bath
2,710
Sq. Ft
1.29
Acres
$950,000
MLS# 644995
4 BR
4 BA
2,710 Sq. Ft
1.29 AC
Photos
Map
Photos
Map
Received 07/23/2026
More About 403 E High Street
The Payne House: A Legacy of History, Reimagined for Today
Step into living history with this exceptional 1922 Greek Revival estate. Built by John Payne, a veteran of the War of 1812, The Payne House is not just a residence--it is a one-of-a-kind masterpiece where centuries of character meet 21st-century luxury. Situated on 1.2 acres of serene riverfront, this property has been restored with an unwavering commitment to its architectural roots while integrating every modern convenience.
Inside, discover a seamless blend of past and present. The kitchen is a testament to thoughtful design, featuring custom cabinetry, luxurious leathered granite countertops, and a massive island. A stunning focal point is the custom range hood, meticulously crafted from the home's original timber. Throughout the house, history has been honored; the original kitchen fireplace, once hidden behind drywall for years, has been restored to its former glory, showcasing its original mantel.
The primary suite serves as your private sanctuary, offering floor-to-ceiling windows with picturesque views of the river and private grounds. The original hardwood floors are currently protected by carpet, the adjoining room has been transformed into a spa-like retreat, boasting a massive walk-in shower and a spectacular, oversized closet. This is more than a home; it is a rare opportunity to own a piece of heritage, fully prepared for the future.
Home also features an apartment which would be perfect for a mother-in-law suite, small business, teenage retreat or an extra income producer. It does not have full kitchen appliances but does feature a full bath.
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Directions to this Listing
: Hwy 42 S Right on Morton Ave. Right on High St., Home on left
Information Refreshed: 7/23/2026 7:42 PM
Property Details
MLS#:
644995Type:
Single FamilySq. Ft:
2,710County:
GallatinAge:
204Appliances:
Dishwasher, Dryer, Disposal, Microwave, Refrigerator, Washer, Stainless Steel Appliance(s), Electric Oven, Electric RangeArchitecture:
See RemarksConstruction:
BrickCooling:
Central AirFireplace:
GasHeating:
Electric, Forced AirInside Features:
See Remarks, Bookcases, Built-in Features, Chandelier, Double Vanity, Crown Molding, Multi Panel Doors, Natural Woodwork, Entrance Foyer, High Speed Internet, Walk-In Closet(s), Pocket Door(s), Ceiling Fan(s), High Ceilings, Kitchen Island, Granite Counters, Master DownsLevels:
2 StoryLot Description:
irregularOutside:
Private YardParking:
DrivewaySchool District:
Gallatin CountySewer:
Public SewerWater:
Public
Rooms
Bathroom 1:
14x9 (Level: First)Bedroom 1:
17x15 (Level: First)Bedroom 2:
16x17 (Level: Second)Bedroom 3:
17x17 (Level: Second)Entry:
35x13 (Level: First)Kitchen:
15x14 (Level: First)Living Room:
18x12 (Level: First)
This listing courtesy of JoLynn Johnston (859) 760-4418 , e-Merge Real Estate Victory (614) 678-5505
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